Corporate Office: 304 Corporate Drive East, Langhorne, PA 19047 Phone: 215-860-5900 - FAX 215-860-5148 Appraisals@theSilvermanGroup.com Branch Office: 101 N. Washington Ave., Margate, NJ 08402 Phone: 609-882-9688 - FAX 609-822-9663 "Our 20 year history has proven that only through the success of our clients will we succeed."

Services
Click Here to order an appraisal in the Philadelphia Region.

The Silverman Group, Inc. provides appraisals services for Lenders, Relocation Companies, Attorneys, Accountants, Home Buyers, Home Sellers, Home Owners, and others. There are many types of appraisals and uses for the appraisals once completed. In order to best serve you please select from below that which best describes you:

I am a...	Lender	Home Buyer	Home Seller
	Home Owner	Attorney or Accountant	Relocation Company
I am interested in..	PMI Removal	Relocation Appraisal	Buyer Representation
	Ordering An Appraisal	Getting a Price Quote	Other

Services for Lenders

Lenders comprise a large part of our business and we are 100% committed to provide the best possible appraisal, the best possible service, in the shortest amount of time for our lender clients. To help accomplish these goals we have instituted a program that has been a "winner" for our clients. We install a computer and color printer at your location at no cost to you. Our appraisal reports are transmitted to this computer in your office and are printed out immediately! You do not have to invest in extra equipment or tie up your resources to receive appraisals electronically, we provide and install the equipment! For the full details of this program please contact us.

We provide all types of appraisals for lenders. In addition to the traditional Full Appraisal Report we provide Limited 2055 and 2065 Reports, Field Reviews, and Desk Reviews. All reports are provided using the current industry standard forms and with all required exhibits.

Our lender clients love to do business with us because they know that they can rely on getting a quality appraisal report in a time frame that works for them. Our reports meet the high requirements that your underwriters and investors have and if there is ever a question or additional documentation required we respond promptly to your needs. The area where we provide appraisals is the Greater Philadelphia area and covers parts of three states, including Pennsylvania, New Jersey, and Delaware. Our fee schedule lists the types of appraisals we provide and fees for each.

Order an Appraisal by using our convenient Appraisal Order Form or FAX your order to us at 215-860-5148, or call your order in to our courteous staff at 215-860-5900. Do not hesitate to contact us if you have a special request or a question. We look forward to forming a long term relationship with you!

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Services for Attorneys and Accountants

We have many clients who are Attorneys and Accountants who regularly use our services. Some of the many appraisal needs that our Attorney and Accountant clients have are for divorce and property settlements, tax cases and appeals, IRS, and estate purposes. We understand your needs in each situation and are used to dealing with all parties involved in these situations. We provide appraisals that meet the requirements of the courts and various agencies for which you need them. You can rest assured that you will get a fast, accurate, professional appraisal when you engage us. The area where we provide appraisals is the Greater Philadelphia area and covers parts of three states, including Pennsylvania, New Jersey, and Delaware. Our fee schedule lists the types of appraisals we provide and fees for each.

Order an Appraisal by using our convenient Appraisal Order Form or FAX your order to us at 215-860-5148, or call your order in to our courteous staff at 215-860-5900. Do not hesitate to contact us if you have a special request or a question. We understand your needs and pledge to provide prompt, courteous, professional service!

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Relocation Company Services

Relocation Companies constitute a significant part of our business. We understand Relocation Appraisals and the needs of Relocation Companies. We know how important it is to meet your time frames, give a very detailed and highly accurate report, and just as important to understand the needs of the relocating party and the stress that often goes with the relocating family.

The appraisers on our staff that provide our relocation appraisals have been highly trained on Relocation Appraisals and have completed various E-R-C sponsored courses. The area that we provide relocation appraisals for covers parts of the States of Pennsylvania, New Jersey, and Delaware. Our relocation fee schedule will be provided to you on request. We are competitive with our fees.

Order an Appraisal by using our convenient Appraisal Order Form or FAX your order to us at 215-860-5148, or call your order in to our courteous staff at 215-860-5900. Do not hesitate to contact us if you have a special request or a question. We understand the needs of a Relocation Company and pledge to provide prompt, courteous, professional service!

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Home Buyer Services

Congratulations, you are going to buy a home or are already in the process of buying one! Here's how our professional appraisal services can help you. First of all if you haven't already signed a contract on a home you might want to take a look at our Buyer Broker services that will help you save money by giving you representation and negotiating power in purchasing your home.

If you haven't signed a contract but feel that you have enough expertise that you don't need buyer broker representation you may, as many do, feel that you need a professional appraisal on a property before you start your negotiation. Property values are sometimes hard for a home buyer who only enters the market every few years to get a handle on. Especially if you are moving to a new area. Property values vary significantly throughout the country, and often in different parts of the same city! So even though you may be a skilled negotiator and know the ins and outs of buying real estate, unless you are involved in researching values on a day to day basis you probably will make money by investing in a professional appraisal. A professional appraisal doesn't cost, it pays, by giving you the peace of mind of knowing the true value of the biggest investment you will probably make in your lifetime!

Of course if you're going to get a mortgage on the property you will have to have it appraised. Most lenders have an "approved list" of appraisers that they regularly do business with. It is likely that we are already on your lender's list. So, if you have already signed a contract, but haven't applied for a mortgage loan yet ask your lender to order your appraisal from The Silverman Group, Inc. for your mortgage. Ask them to contact us and we will provide them with whatever paperwork they need if we are not already on their list.

The area where we provide appraisals is the Greater Philadelphia area and covers parts of three states, including Pennsylvania, New Jersey, and Delaware. See our Fee Schedule for a list of fees we charge for appraisals. If you aren't sure about the fees fill out our Price Quote Form and we will quickly send you a price quote for your appraisal

Order an Appraisal by using our convenient Appraisal Order Form or FAX your order to us at 215-860-5148, or call your order in to our courteous staff at 215-860-5900. Do not hesitate to contact us if you have a special request or a question. We understand the complexities of buying a home and know what you are going through and will do our best to make it easier for you by giving you a high quality, professional appraisal that you can depend on!

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Home Seller Services

If you are going to sell your home you would be wise to invest in a professional appraisal. Professional appraisals do not cost money, they pay in the long run! Unless you are studying real estate values on a day to day basis like a professional appraiser does, it will be difficult for you to have a handle on real estate values. We are not talking about how much you have invested in your home, how much you paid for it, or how much you want for it. We are talking about the true market value of your home. Many people are surprised when they find out that the market value of their home is much more than they thought so investing in a professional appraisal actually allowed these people to receive several thousand more dollars than they thought they would when their home was sold. Others have an inflated opinion of their home's value and an appraisal helped them to realistically price their home in order for it to sell. An overpriced home will not attract buyers, which means no offers and no closing and that you have wasted valuable time, money, and efforts. In addition an appraisal will help you by pointing out needed repairs and visible deficiencies in the property which will allow you to correct these items before placing it on the market. It is very hard to be objective about your own home because of your emotional attachment to it. An Professional Appraiser is objective and will tell you what you need to know, not just what you want to hear.

In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer and is an independent third party's statement of your home's value, and is not just you saying how much it is worth. Your potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value statement than your opinion.

Relocation Appraisal/Corporate Transfer

Are you relocating? Does your company pay for some or all of your expenses to sell your home? Many corporations that transfer their personnel have agreements with Relocation Companies that helps transferees with the sale of their homes. Selling a home and moving is a stressful time anyway and these programs help relieve some of the stress and uncertainty. Many times the Relocation Company will ask the home owner for the names of some appraisal firms in the local area. The Silverman Group, Inc. performs many relocation appraisals and we know exactly what formats and procedures that the Relocation Companies require. And you can be assured that you will get a fair, objective, and accurate appraisal when we do your relocation appraisal. Generally this appraisal is ordered by the Relocation Company, but the homeowners have some input as to the appraisal firm.

The area where we provide appraisals is the Greater Philadelphia area and covers parts of three states, including Pennsylvania, New Jersey, and Delaware. See our Fee Schedule for a list of fees we charge for appraisals. If you aren't sure about the fees fill out our Price Quote Form and we will quickly send you a price quote for your appraisal

Order an Appraisal by using our convenient Appraisal Order Form or FAX your order to us at 215-860-5148, or call your order in to our courteous staff at 215-860-5900. Do not hesitate to contact us if you have a special request or a question. We understand the complexities of selling a home and know what you are going through and will do our best to make it easier for you by giving you a high quality, professional appraisal that you can depend on!

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Home Owner Services

Many times a Home Owners needs an appraisal for various reasons, including a mortgage refinance, home improvement loan, tax appeal, PMI removal and other reasons. When you order an appraisal from The Silverman Group, Inc. you can rest assured that you will get the best in professional service, courtesy, and the highest quality appraisal. Many times a home improvement lender or other lender will allow the home owner to select the appraisal firm. We are used to working with lenders and know what type of appraisal formats they need. Just make sure that you request The Silverman Group, Inc. if the lender asks you for your choice of appraisal firms. More than likely we are already on their "approved list", and if not we will provide your lender with the necessary documentation to become approved. A quality appraisal doesn't cost, it pays!

PMI Removal

A popular money saver for homeowners in the last few years is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". When a lender makes a homeowner a loan that is above 80% of the home's value the lender is required by federal regulations to insure that portion of the loan that is above 80%. Guess who pays for it? You, the consumer, of course. However there is no need to pay for it for the life of your loan. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down.

An important point is that we would like to stress is that your loan balance should be below 80% of your home's value. That is your home's current value, which is not necessarily what you paid for your home. So it doesn't mean that your loan balance has to be below 80% of the original sales price. Paying down the loan via monthly payments is one way to decrease the loan to value ratio, however your house may have appreciated in value since you purchased it. In addition if you have made significant improvements to your home the value may have increased.

Note: We are using the figure of 80% because it is a rule of thumb. Check with your lender for their specific requirements. There are literally hundreds of loan programs, all with different requirements so make sure, before you do anything, you get your lender's specific requirements, and policies about PMI removal. Once you check with your lender and find out that you are a candidate to have the PMI removed from your loan they will most likely tell you to get your home appraised. We frequently perform appraisals for PMI removal. If the lender has an approved list of appraisers that they allow you to pick from most likely we are already on it. If not we will gladly provide the information the lender needs.

The area where we provide appraisals is the Greater Philadelphia area and covers parts of three states, including Pennsylvania, New Jersey, and Delaware. See our Fee Schedule for a list of fees we charge for appraisals. If you aren't sure about the fees fill out our Price Quote Form and we will quickly send you a price quote for your appraisal

Order an Appraisal by using our convenient Appraisal Order Form or FAX your order to us at 215-860-5148, or call your order in to our courteous staff at 215-860-5900. Do not hesitate to contact us if you have a special request or a question. We do many appraisals for PMI removal and know the lender requirements for this type of appraisal. Order your PMI removal appraisal from us if you have a choice and we can assure you that you will receive fast, courteous service, and a high quality, professional appraisal!

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Other Services

Didn't fit into a category? No Problem, we will give you personalized information for your particular appraisal need. Just tell us your situation and we will make suggestions. Use our contact form to let us know what you need and we will promptly reply. Or you can fax your request to us at 215-860-5148, or call us at 215-860-5900. We look forward to hearing from you!

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